General considerations
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Diversification: It is essential to diversify the portfolio among different asset classes and geographies to reduce risk and maximize return potential.
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Investment Horizon and Risk Tolerance: Before making investment decisions, it is important to assess the investor's horizon and minimize risk as much as possible, which is why each strategy is designed in a personalized manner.
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Monitoring and Reevaluation: The portfolio must be regularly monitored and reevaluated according to market conditions and the client's investment objectives, making adjustments when necessary.
Investment Solutions
Commodities
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Gold: Gold has traditionally been considered a safe investment during times of economic uncertainty. We recommend allocating a portion of the funds to gold-backed Exchange Traded Funds (ETFs) or shares of gold mining companies.
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Agriculture: Investing in agricultural commodities such as corn, wheat, and soybeans can offer additional diversification. Agricultural ETFs or specialized investment funds in this sector can be considered.
Stock Markets
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Sector Diversification: We recommend diversifying the portfolio by investing in a variety of sectors, such as technology, healthcare, energy, basic consumption, among others. This can be achieved through the selection of individual stocks, sectoral ETFs, or diversified investment funds.
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International Investment: Expanding into international stock markets can offer additional growth opportunities and geographic diversification. ETFs tracking global stock indices or international investment funds can be considered.
Bonds
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Treasury Bonds: US Treasury bonds are considered safe-haven assets and provide stable income. We recommend allocating a portion of the portfolio to short-, medium-, and long-term Treasury bonds, depending on the client's investment horizon and risk tolerance.
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Corporate Bonds: Corporate bonds offer potentially higher returns than Treasury bonds, though with higher risk. Quality credit corporate bonds can be selected, and the portfolio diversified among different issuers and industries.
Oil & Gas
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Energy Companies: Investing in the Oil & Gas sector can provide exposure to the price of oil and natural gas. Companies integrated vertically or focused on specific industry segments, such as exploration and production, oil services, or transportation and storage, can be selected.
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Energy ETFs: Energy ETFs provide a diversified way to invest in the Oil & Gas sector, allowing investors to access a portfolio of companies in the sector with a single investment.
